OUR OFFER

Designed to help
your business grow

check the offer

Choose what suits your company best

We are aware of the a variety of business models and our aim is to provide the solutions which are the best fit for you and your business.
Our products are tailored to your needs. It does not matter if you are a reseller or develop your own brand of products. Your business can be big or your business can be small. With fBiT you will get the right funding solution to your business.

01

Online sales or card terminal revenue-based financing

who can benefit: designed for online sellers and card terminal sellers
amount to get: from EUR 5.000
up to EUR 10.000.000
collateral: no business assets collateral needed
insurance: no insurance required






6 – 9 mo
1-2,5% mo
02

Flat fee revenue-based funding for
e-commerce

who can benefit: designed for online sellers
amount to get: from EUR 10.000
up to EUR 3.000.000
collateral: no business assets collateral needed
insurance: no insurance required
required income: min. EUR 25.000 of monthly revenue from online sales required



6 – 12 mo
0,8-1,2% mo
03

Lending solution to finance your goods or services

who can benefit: designed for all sellers!
amount to get: from EUR 100.000
up to EUR 4.000.000
collateral: no business assets collateral needed
insurance: insurance required
required income: min. EUR 100.000 of monthly revenue required
other requirements: min. EUR 250.000 of yearly foreign exchange required
who can benefit: designed for all sellers!

after 150 days
0,8-1,3% mo
IT REALLY WORKS OUT

Success Stories

Still not sure what suits your company better?
Check out our case studies

SOLE TRADER

Cake shop

Challenges:
– urgent need of the funds for the fulfillment of upcoming orders
– inability to obtain bank financing

Amount: 108,000 EUR
Approval: 2 days
Guarantee: card terminal revenue
Repayment period: 9 months
Type of repayment: fixed percentage of daily customer card transactions – in line with company cashflow
Cost: 17%
LLc, e-commerce

Courier company

Challenges:
– decrease in revenue (2022 to 2021)
– negative capital at the level of -130,000 EUR

Amount: 113,500 EUR
Approval: 4 days
Guarantee: card terminal revenue
Repayment period:
Type of repayment: fixed percentage of daily customer card transactions – in line with company cashflow
Cost:
LLc, E-commerce

Vape seller

Needs: Instant cash for the stock purchase from foreign supplier
Challenges:
– mess in documents
– no lending capacity and no possibility to get bank financing
– lack of shareholders citizenship
– business type rejected by most of funding institutions
– lack of a collateral for a loan
– proforma invoices commonly issued by suppliers

Amount: 2 million EUR
Approval: 1,5 mo
Guarantee: company’s promissory note + insurance
Repayment period: indefinitely
Type of repayment: payment term on the invoice + 150 days
Cost: 0,9% per month
LLc, e-commerce

Amazon’s goods seller

Needs: funding of stocking
Challenges:
– weak company performance
– weak shareholders performance
– delayed payments to the social security and the tax office
– no possibility to obtain further bak financing

Amount: 1 million EUR
Approval: 1 mo
Guarantee: card terminal revenue
Repayment period: 12 mo
Type of repayment: on a monthly basis
Cost: 1.1% per month

More than just a loan

You can benefit from a fast cash boost without the usual restrictions associated with traditional loans.
There may well be no credit check and approval is pretty quick

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